Yeah criticising the durability is kind of an odd take.
We do things like this...
...to our money. It's fine afterwards.
You do this to a polymer note and it's soooo a goner.
Extreme example i know, but your non-technology
really doesn't appreciate being creased or crumpled.
Plus they can go through the wash and go swimming with you. Coming out of the pool or ocean and immediately buying a Cornetto in your boardies with fiver you stashed is an essential experience.
I think the utility for water-proof money i pretty much at its global maximum in Australia.
(I have been gentle with that remark, don't make me come back to upgrade it.)
In regards to the new English 5 pound bill i have often heard the myth of accidentally washing bills in the washing machine cited as a supposedly big advantage of polymer bills.
But come to think of it, i believe this has never happened to me. And i have faint recollection of it happening to someone i know, like, once, ever. And they just had the bill exchanged.
On the other hand, if youtube is any indication at least a small minority of Americans are in the habit of ironing crumpled up 1$ bills for renewed use in vending machines. Which is obviously not advised with polymer bills.
Needless to say both applications strike me as dubiously marginal.
A small note in defence of Caledonian honour, we've been doing this for yonks. The specifics vary between our three note-issuing banks, but the general rule is to have some famous dead Scot on one side, and some generically Scottish scene on the other, usually a castle or, for some reason, a bridge. Of the famous dead personages currently in circulation, there are three writers, three scientists, two social reformers, an architect, an engineer and an economist; the only political figures are a Medieval king so dead that he's more of a mythical figure at this point, and an eighteenth century duke who's recognised exclusively as "that guy on the money", and he's already in the process of being phased out in favour of some non-royal women. What you describe, while very real, seems to be a peculiarly English problem.
/scots talking about themselves
Oh no, you are of course correct.
And i should have taken the time to highlight how - curiously - Scotland manages to have paper money without the Queen on it.
I also have to wonder how much of this preference to either have servants, or refuse to have servants, is socially learned, versus how much is it dependent on the means to do so.
Yeah, Germany is at the far end of this.
I could bore you with information on the causes, but i think at least on this end it's a matter of culture.