Ziggy Stardust
Absolutely Sane
I'm starting to judge society as a nagging little sod who should mind it's own hypocritical business.
I AM arguing. I am NOT ignoring. I am just arguing that the parameters you want to establish are invalid parameters. And that my parameters are valid parameters. And that according to my parameters - society makes a call it can not make. So any such general call is wrong by default and society just has to shut up or make kind suggestions if it pleases so.
I'm starting to judge society as a nagging little sod who should mind it's own hypocritical business.
I'm not talking persecution. I'm talking nagging little sods judging others because it makes them feel good about their hypocritical little selves.
I wonder why exactly they do that. I have the suspicion that the only reason they do it is because they think they can get away with it. Not because the numbers actually call for it.
Three lefts do.Two wrongs don't make a right![]()
Useful heads-up. Will keep snarkiness in check.If this is as snarky as he gets, I also think he's earned it and then some.
Not necessarily I think.Interesting. You'd think a scam like that would shake out via the 'free market', no?
Given the image of smoking and opinions like those expressed by Warpus - I fully expect insurance companies to just try to go with high premiums and see if they get though with it simply because of what people expect.
They aren't just doing it because they're out to get you, they're doing it because it's essentially and even literally a drug addiction.
And what do they care in insurance? Risk. Drug addictions are risky. You take on risk, you rates go up.
That's the logic they're using, and you're probably right that they'll jump at any chance to use logic to increase rates. I mean, they're sort of almost evil, all they care about is money. If they see people putting addictive substances into their bodies by mixing them with chemicals that are known to cause cancer, setting them on fire, and inhaling them into their lugs, they're going to ask them to pay more. That makes sense to me. Even someone who wasn't evil would ask for more money in that situation.
I'm starting to judge society as a nagging little sod who should mind it's own hypocritical business.
They aren't just doing it because they're out to get you, they're doing it because it's essentially and even literally a drug addiction.
And what do they care in insurance? Risk. Drug addictions are risky. You take on risk, you rates go up.
That's the logic they're using, and you're probably right that they'll jump at any chance to use logic to increase rates. I mean, they're sort of almost evil, all they care about is money. If they see people putting addictive substances into their bodies by mixing them with chemicals that are known to cause cancer, setting them on fire, and inhaling them into their lugs, they're going to ask them to pay more. That makes sense to me. Even someone who wasn't evil would ask for more money in that situation.
To address the 'money' angle you and Warpus both bring up -I wonder why exactly they do that. I have the suspicion that the only reason they do it is because they think they can get away with it. Not because the numbers actually call for it.
Though on the other hand things are different with private health insurances, because they may only cover a certain time of ones life and it is disconnected to retirement costs. The later a smoker joins a private insurance, the more expensive this person will be.
And you know, this to me is another example how American culture can be a lot more restrictive than in other parts of the Western world. It seems to me that the cultural melting pot of yours has created a relative (naturally not relative to say Saudi Arabia, but relative to some European countries and I think also elsewhere) cultural authoritarianism. Smoking is just the latest example I cross.
No, they are just doing it because they're out to get my money.They aren't just doing it because they're out to get you,
So the insurance is worried about me and wants me to help break my drug addiction?they're doing it because it's essentially and even literally a drug addiction.
Okay I guess not.all they care about is money
That is a nice blanket statement there. But as I already conveyed, I am not convinced that the numbers (which obviously involve risk) support premiums in the case of smokers. I am fairly sure they don't if you have a general public insurance scheme, I am absolutely certain if you factor in public retirement insurance schemes. I am not certain how things look with a private health insurance which only covers a part of ones lifetime. But I have my doubt and suspicions. And I think there are valid and not just me thinking that "they are out to get me".Drug addictions are risky. You take on risk, you rates go up.
Seconded. People should be able to focus on what they want in life rather than on what reduces their insurance costs. There is enough monetization which already rules our life and stresses us out and puts us in a cage. No more need for that, thank you. The "justice" is not worth it (and besides it is impossible to actually be just about that kind of thing - life is way too complex, you will always pick winners and loosers).*And I do not prefer this solution, I prefer the 'everyone have insurance and no one gets penalized for life choices' route.
I personally am also absolutely fine with prohibiting smoking in closed public space. That is an instance where I actually think that the "OMG-second-hand-smoke"-crowd has good reason to complain. And even I as a smoker enjoy the smoke-free-environment.i think the bans in public are reasonable, the extreme taxation rate is not.
When I go out of my way not to annoy people to the extend that I go outside at home when we have visiters in whatever temperatures (and I know I'm not unique in that regard), I think I have the right to nag back at naggers.Is it morally justifiable to nag people who annoy them with cigarette smoke?